Home sweet home – and the Helsinki way to find it
Settling into Helsinki? Finding the right place to call home in Helsinki is your first step towards embracing the Helsinki way of life. Whether you’re dreaming of a city-center apartment or a cozy house in the suburban area, navigating the housing market in Helsinki as a foreigner might need some further investigation. But luckily we’re here to help to hunt for your new home successfully.
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Starting with the basics
Now let’s get you geared up with what you need to know to begin your housing hunt effectively.
City vibes or suburban calm?
Decide whether you’re drawn to the vibrant atmosphere of the city center or the serene feel of suburban areas. Urban areas offer convenient apartments close to cafes, restaurants and efficient public transit, while rural settings provide more space, better affordability, and more privacy.
Considering renting.
You’re in good company—renting is very popular in Finland, especially in the urban centers. Rentals usually come with essential amenities, including heating in the rent, so you can keep warm through the winter without breaking your bank.
Thinking about buying?
If setting down more permanent roots is in your plans, buying property is straightforward, involving steps like securing a mortgage and handling property deeds. It’s wise to get expert advice from your bank or a real estate agent who can tailor their advice to your needs and desires.
No matter which option you decide to pursue, you’re setting the foundation for your life here. With the right preparation, you’ll probably find yourself at home wherever you decide to put up your base.
Remember, the key to finding your ideal home in Helsinki is to remain patient and persistent throughout your search.
Try these tips for finding a rental home in Helsinki
If you’ve decided to embark on a rental hunt, here’s how to navigate the market like a pro.
Start online
Kick off your search from websites like Vuokraovi and Oikotie. These platforms provide extensive listings that detail everything from rent costs to amenities. If you’re eyeing a particular area, also check out local Facebook groups where rental listings are frequently posted by private landlords.
Take your time
When you first land, temporary housing could be a smart move. Short-term rentals like Noli Studios or Bob W. offer a flexible base, allowing you to get a feel of different neighbourhoods.
Check the credentials
Rental agreements can be fixed-term or open-ended, each with specific conditions about duration, notice periods, and rent adjustments. Make sure you’re clear on these terms to avoid surprises later.
Opt for municipal housing units
Some municipalities in Finland have their own housing units providing affordable rental options, like the city of Helsinki. They prioritise applicants based on urgent need, ensuring that people in vulnerable situations have access to housing.
Prepare for a security deposit
Most landlords will ask for a security deposit, usually amounting to two months’ rent. This covers any potential damages and is fully refundable at the end of your tenancy, provided the property is returned in good condition. If gathering the sum is a challenge, you might explore support options from KELA or services like Takaamo, which provides a deposit guarantee for a monthly fee.
By following these tips, you’ll be better prepared to secure a rental property that meets your needs and provides a comfortable start to your life in a new setting.
What about buying and apartment in Helsinki?
If you’re thinking about buying your own home, here’s how to navigate the housing market with necessary flair.
Let’s talk money
Chat with your preferred Finnish bank to explore mortgage options. Keep in mind, you’ll need to show proof of income and, if applicable, a residence permit. Getting your mortgage deal lined up early will help you zoom in on homes that fit your wallet.
Start the hunt
Hit up popular Finnish real estate websites like Etuovi and Oikotie for available properties. Filter your hunt by price, location, and home type. If you have a really specific area or even a house in mind, try putting up notices to preferred locations or make a wanted listing to the area’s Facebook-site.
Visit for the vibes
Step into a potential home to really get the feel of the place. Attend viewings to soak up the atmosphere of the property and the neighbourhood. Check out the layout, the finishings, and assess if the place matches your needs.
By now, you’re all set to navigate the Helsinki housing market like a pro. Find that perfect spot and start your life here — with or without a sauna.
Settling in
After settling in your new home in Helsinki, take time to explore the neighbourhood and enjoy local amenities.
Once you’ve secured your new home in Helsinki, it’s time to make it your own. Explore local shops and online platforms for furniture and home goods. Familiarise yourself with local recycling rules and community norms. Don’t forget to introduce yourself to your neighbours; Finns are known for their respect for privacy but are friendly and helpful once you break the ice.